'Zero Lot Line' Homes

When purchasing a house, you're usually acquiring not only the structure but also the land it occupies. As you examine the property's boundaries, you may discover that the house extends right up to the edge of the lot, often leaving just a tiny margin. This is known as a zero lot line home. While these homes are fairly common, prospective buyers should take certain factors into account before deciding on one.

Curious about the differences between a zero lot line home and a traditional lot home? Why might you choose one over the other? In this post, we explore what a zero lot line home entails and the costs related to owning this type of property. We also delve into zero lot line wall construction and zoning. Lastly, we examine the advantages and disadvantages of zero lot line homes. 

Rock River Ridge Development (Watertown, WI)

'Zero Lot Line' Definition

In a zero lot line home, one or more walls of the building are positioned along, or very near, the property boundary. Often, the home is so close to the lot line that it leaves only a narrow strip of outdoor space or shares a wall with neighboring homes. Examples include rowhouses, townhouses, twin homes, and condos—hence the term “zero lot.”

These types of properties are most commonly found in urban areas with high-density housing. By reducing outdoor space and maximizing indoor square footage, builders and developers can accommodate more residents in a smaller overall area. You may find a home you like but notice it lacks yard space on the left side. After researching the lot's boundary lines, you discover that the left wall of the home is just inside the property line. This classifies it as a zero lot line home. However, since you like everything else about the house and don't anticipate needing to expand or build an addition, you decide to purchase it anyway.

What about the zoning?

Zoning for zero lot homes is determined by the developer. This means that before a development is built, the property limits for each lot and the style of home have already been determined and outlined with the county or municipality.

However, since this type of home is built right on or close to the property line, it can be difficult or impossible to repair something on the side of your home without walking on your neighbor’s property. Typically, to account for this, when a purchase agreement is written, both buyers would be signing a shared wall agreement or similar written approval agreement stating that they allow their neighbor to use that property if they need to repair something or do exterior maintenance on the side of their home. It should be looked at like a shared space between neighbors.

Pros & Cons

Owning a zero lot line home comes with several benefits, but there are also some drawbacks to consider. Let's explore these aspects to ensure this type of home suits you and your lifestyle.

PROS:

1. Maximum square footage for the cost

2. Less yard maintenance

3. Less money spent on upkeep

4. More connected with neighbors and other residents in the community

CONS:

1. Limited opportunity to add to your home

2. Potential property line issues

3. Less privacy

In Summary

A zero lot line property is one where the house's structure is either on or very close to the edge of the lot. These homes are attractive because they are cost-effective and require little maintenance. Ultimately, don't let a zero lot line home deter you. Buying a zero lot line home is an excellent way to acquire a larger house, save money, and develop good relationships with your neighbors, promoting a strong community lifestyle.

If you have more questions or want to discuss further contact one of our team members directly, we will be happy to talk about the projects we have available that explores everything you might be looking for in a home.